Acquiring
Can I Refund a Charge to Prevent Fraud?
Banks are mandated to report fraud on all captured payments regardless of refunds, with rare exceptions for reversals within 2 hours.
No. Banks are mandated to report fraud on all captured payments, regardless of whether a refund has been processed. The sole exception occurs when the refund is processed as a reversal, which typically happens only if issued within 2 hours of the charge being captured.