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  • CAD: Payments usually arrive on the next working day.
  • USD: If funds are received before 5 pm EST, the payment lands on the same day. After this time, payments arrive the following day. This applies throughout all US banking days.
  • GBP: Funds issued by approved senders arrive in the UQPAY account in seconds, 24/7.
  • EUR: SEPA payments typically arrive on the same or next day, depending on the bank used to send the payment. Once the platform receives these funds, they are immediately credited to your balance.