UPI’s daily transaction and settlement cut off at 11:00pm. All transactions and instant rewards redemptions that take place from 11:00pm onwards to the following day at 10:59pm are considered to occur on the same day. This means the payment system operates on a daily cycle ending at 11:00pm. Transactions made after that cutoff time are grouped with the next day’s activities. This explains why a late-night payment may qualify for rewards while an afternoon attempt the following calendar day may not — they fall within different settlement periods due to the system’s processing schedule.Documentation Index
Fetch the complete documentation index at: https://developers-sandbox.uqpaytech.com/llms.txt
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Payments & FX
Why I Received Instant Rewards at 11:35pm but Failed This Afternoon at 2:45pm
Understanding UPI’s daily settlement cutoff at 11pm and how it affects instant reward eligibility across days.
UnionPay App Shows Transaction Succeeded but Cannot Be Found in UQPAY SystemWhere to See Instant Rewards Received by Scanning UnionPay QR Code with BOC App